Terms & Conditions

Terms & Conditions

Welcome to True North Independence

By accessing our site or scheduling a call, you agree to the following terms:

1. Educational Purpose Only

This site is for educational and consultation purposes. We do not provide legal, tax, or investment advice. All illustrations and projections are based on current industry averages and are not guaranteed.

2. Licensing & Carrier Relationships

All policy recommendations are made through licensed insurance professionals working with approved carriers:

F&G Life, Foresters, National Life Group, North American, Mutual of Omaha, and Allianz.

3. No Guarantees or Financial Outcomes

While we work hard to present highly effective strategies, we do not guarantee financial outcomes. Insurance approvals and performance are determined by the carriers.

4. Application & Underwriting

Submitting your information does not guarantee approval. All insurance policies & annuities are subject to underwriting and carrier-specific guidelines. Your agent will guide you through the full application process.

5. Communication Consent

By entering your contact information, you consent to receive communication via phone, email, and SMS from our team for educational and scheduling purposes. You can opt out at any time.

6. Copyright & Use

All content on this site (text, logos, graphics, frameworks) is the property of True North Independence and may not be copied or redistributed without written permission.

Contact Us

For any questions about these policies, email us at:

[email protected]

Empowering people to take control of their financial future.